No one wants to ever lose money. Look at all the apps that are available that try to find you the cheapest price for an item. I am all for trying to save some money on a product I am going to purchase; heck, I even cut out coupons before I go to the grocery store. Now when it comes to trying to increase the funds in my savings I tend to lean more towards low risk ventures. There are a few people I know who buy and sell penny stocks on a daily basis; if they can make a few cents more each day they are satisfied. I do not have the temperament for this type of trading. The same could be said when it comes to gambling. Being a people watcher, I am always stunned by the amount of money people gamble away at casinos. Gambling is not only limited to casinos though; you probably have heard the saying, “if it sounds too good to be true, it probably is not true.” Let us face it, there is no easy way to make money; I firmly believe this which is why I gravitate to low risk methods of earning interest on my savings. But there is another component that needs to be factored in regarding the methods we use to earn money. Here is another important saying, “Never put all of your eggs in one basket.” This is so true; the key is to have variety. Even if one is only comfortable putting their savings in an interest bearing bank account, I still would use at least a couple of banks to hold my money just in case something goes wrong with one of the them. If I had my retirement fund held by only one institution and they lost it I would be just as upset as the man in this crime thriller. BELIEVING what financial TV host Lee Gates, played by George Clooney (The Monuments Men, The Ides of March), was saying was true; Kyle Budwell, played by Jack O’Connell (Unbroken, Starred Up), was willing to take a risk with his money. The move would lead to dire consequences. Directed by Jodie Foster (Carnage, The Brave One) and also starring Julia Roberts (Mother’s Day, Secret in Their Eyes); I thought the direction was tight and kept the suspense going throughout this drama. The acting was exceptionally good which helped me because the script was far-fetched in several spots. There were a couple of times I sat in my seat and thought no way could that have happened in real life. In addition, there were a few predictable scenes that played out for all intents and purposes like standard plot twists. In my opinion it took away from the suspense. The story itself could be considered timely and I certainly could understand the frustration level for the circumstances. I am sure there will be some viewers who will be able to relate to this story and if they do they have my condolences.
2 ½ stars
I would have been angrier if I had seen this documentary a few years ago. Having survived the global financial crisis of 2008, I know I am one of the lucky ones. Seeing co-workers being let go, consoling friends who lost their homes to foreclosure, worrying about uninsured family members with health issues; I do not recall ever being so overwhelmed with all the negative news. Every generation grows up with the expectation to have an easier life than the previous group. For the very first time in modern history that is no longer the case. Because the wealthiest group of people make up only a small percentage of the population, the average citizen may not have an understanding of derivatives or credit default swaps; I certainly have no need to pay attention to such things. However, I do know what the words greed, selfish and power hungry mean. This Oscar winning film presented the crisis in laymen’s terms without choosing political sides. Not that I now understand the financial markets any better, but at least I can see how people’s thirst for money and power nearly brought down the world economy. The hardest part was seeing how these people barely suffered the consequences of their actions. Director and writer Charles Ferguson (No End in Sight) did an incredible job piecing together the events that led up to the financial meltdown of 2008. Matt Damon (Promised Land, Contagion) was the narrator, taking us through charts and interviews with politicians, economists, professors and former chairmen to name a few. Now you may think this all sounds like it would be dry and boring to watch; it was not the case. I credit the style of questioning that was done. Interviewees were either asked straightforward questions or requested to comment on their past speeches and published articles. I will say there were times I liked seeing some of these individuals squirm when their past conclusions or actions ran contrary to current facts. There is nothing I can do to change the past; I can only use history as a teaching tool as I try to live each day in a responsible way. It was a shame other people did not have the same idea.
4 stars — DVD